Florida Mortgage Loan Originator Exam Study Guide

Author: Patricia O'Connor
Publisher: CreateSpace
ISBN: 9781496002723
Size: 49.33 MB
Format: PDF, ePub, Mobi
View: 594
Download
The text follows the NMLS outline for the Florida component of the SAFE mortgage loan originator exam. The book consists of four chapters, quizzes and one practice final exam. With 165 questions and answers to master, the reader should be well prepared for the Florida exam. Specific topics include: Florida License Law SAFE Act Mortgage Guaranty Trust Fund Loan Originator Rule Florida Fair Lending Act Florida Loan Modification Requirements Florida Homestead Exemption Law Florida Anti-Coercion Law Florida Real Estate Transfer Taxes Real Estate Settlement Procedures Act Equal Credit Opportunity Act Truth-in-Lending Act Dodd-Frank Wall Street Reform and Consumer Act Ability-to-Repay and Qualified Mortgage Rule Gramm-Leach-Bliley Act Fannie Mae and FHA Underwriting The material has not been reviewed by the NMLS. It is a study guide and not part of an approved 20-hour core course. The author is a former Florida-licensed mortgage broker who passed the national and Florida exams on her first attempt. Scroll to the top of the page and click on Buy.

The Safe Mortgage Loan Originator National Exam Study Guide

Author: Patricia O'Connor
Publisher: CreateSpace
ISBN: 9781494465544
Size: 43.27 MB
Format: PDF, ePub
View: 1675
Download
What's the secret to passing the SAFE Mortgage Loan Originator National Exam? If you answered "memorizing all the questions and answers you can find," you're wrong. You'll have a much better chance of passing the loan originator exam if you understand the material. "The SAFE Mortgage Loan Originator National Exam Study Guide - Second Edition" explains the required information and contains links to additional material. Prepare Yourself for a New Career This updated and enhanced loan originator exam manual includes the latest rulings by the Consumer Financial Protection Bureau. Other topics include: Federal Mortgage-Related Laws SAFE Act Introduction to Mortgage Lending General Mortgage Knowledge Basic Concepts of Mortgage Financing The Loan Application Underwriting, Closing and the Secondary Market Ethics and Fraud Mortgage Terminology There are quizzes throughout the book and two practice final exams to help you test your knowledge; in total, there are more than 400 questions and answers. The author was a licensed mortgage broker for seven years and passed the national exam on her first attempt. Scroll to the top of the page and select the Buy button to get started on your new career.

The Complete Guide To Becoming A Successful Mortgage Broker

Author: Patricia Hughes
Publisher: Atlantic Publishing Company
ISBN: 1601381301
Size: 76.81 MB
Format: PDF, Kindle
View: 7405
Download
A reliable mortgage broker is in constant demand and never short on business in any economic condition. According to the U.S. Department of Labor, the average income of mortgage brokers is $43,210. The mortgage brokering business is one of the fastest growing occupations in America today, yet the financial success rate for these new brokers is dismal. It is estimated that less than 30 percent of new mortgage brokers ever become financially successful. Virtually all mortgage brokers are paid strictly on commission, so there is little motivation for the company to help you succeed. You need the proper training to be prepared. This new book will provide you with a road map to financial success. You will learn how NOT to make the big mistakes most new brokers make, how to put a loan package together, how to find borrowers, how and what to charge, how to guarantee your fee, how to make buyers and sellers happy, and how to quickly and easily locate the best deals for your customers. Additionally, this book provides you with information on licensing and exam fees, the expenses of doing business, your vehicle and insurance coverage, sales techniques, simple methods to get hundreds of referrals, software programs that make running your business effortless, the private mortgage segment, the commercial market, secrets to using the Internet, realtors, online tools and ideas, mortgage technology tips, Internet leads, building partnerships, and much more. We also spent thousands of hours interviewing, e-mailing, and communicating with hundreds of todays most successful mortgage brokers. This book is a compilation of their secrets and proven, successful ideas. If you are interested in learning hundreds of hints, tricks, and secrets on how to earn a high, consistent income as a broker, this book is for you. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president s garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.

The Complete Dictionary Of Mortgage Lending Terms Explained Simply

Author: Atlantic Publishing Group
Publisher: Atlantic Publishing Company
ISBN: 1601380143
Size: 35.97 MB
Format: PDF, Docs
View: 3006
Download
Lenders and prospective home buyers alike have turned their attention to financial news, carefully watching the market since the 2007 housing and credit crisis. Recently, mortgage rates continued to drop to historic lows, changing on a daily basis. With their fluctuating rates and the current economic climate, mortgages are as complicated as ever. Anyone interested in acquiring a mortgage, refinancing a current mortgage, or starting a business career in lending has probably heard financial professionals use unfamiliar terms. But, with a little help from this comprehensive dictionary, you can easily converse with professionals and understand industry jargon. The Complete Dictionary of Mortgage & Lending Terms Explained Simply explains all the important financial terms you will encounter as you navigate the mortgage market. With easy-to-understand definitions, this dictionary covers everything from accrued interest to wraparound mortgages. It covers types of mortgages, parts of loan agreements, types of insurance, and even home-inspection terms. This resource uses simple language to describe the many concepts it covers, ensuring that even those without any financial or real estate experience will understand the definitions. With more than 1,800 terms, this dictionary allows you to understand almost every term you come across during your encounter with the lending process, whether you are researching the difference between trusts and liens or examining a prospective home s features. In addition to outlining terms associated with lending, it also includes information about important legislative acts and federal agencies that affect financing. The handy A-to-Z organization allows you to quickly find any information you need, even during nerve-wracking negotiations. The definitions also include any abbreviated forms of the terms, so you will be able to tell your ARMs (adjustable-rate mortgages) from your REITs (real estate investment trusts). This guide defines the players, the problems, the process, and the procedures. Whether you are looking to buy a home, trying to refinance, taking a finance class, or simply curious about the mortgage and lending industry, this dictionary is an indispensable guide to the many terms, tools, and agreements you will encounter at every step of the complex lending process. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president s garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.

The Mortgage Encyclopedia

Author: Jack Guttentag
Publisher: McGraw Hill Professional
ISBN: 9780071458498
Size: 57.85 MB
Format: PDF
View: 4646
Download
A one-stop reference for in-depth explanations of mortgage topics With the creation of so many new, complex mortgage programs, it's difficult for consumers --not to mention real estate agents, attorneys, closing agents, and mortgage brokers--to keep track of them all. Written by nationally syndicated real estate columnist Jack Guttentag, The Mortgage Encyclopedia helps readers understand the various mortgage terms, features, and options by offering clear, precise explanations. The alphabetical organization of terms makes it easy to quickly find information on any topic, from FHA, Investor, and No-PMI Loans to Origination Fee and Rate Float. Each entry includes not just a description of the term, but also relevant advice for consumers, such as answers to the questions "Is this loan right for me?" and "Can I negotiate this fee?" Guides readers through the bewildering array of new mortgage programs Features definitions and explanations of common mortgage, escrow, and closing fees and arcane mortgage terminology

Principles Of Real Estate Practice In Massachusetts

Author: Stephen Mettling
Publisher: Performance Programs Company
ISBN: 0915777134
Size: 50.75 MB
Format: PDF, Kindle
View: 5573
Download
Principles of Real Estate Practice in Massachusetts contains the essentials of the national and Massachusetts real estate law, principles, and practices necessary for basic competence as a real estate professional and as mandated by Massachusetts license law. It is based on our highly successful and popular national publication, Principles of Real Estate Practice, which is in use in real estate schools nationwide. The text is tailored to the needs of the pre-license student. It is designed to - make it easy for students to learn the material and pass their real estate exam -prepare students for numerous career applications -stress practical, rather than theoretical, skills and knowledge. Principles of Real Estate Practice in Massachusetts is streamlined, direct and to-the-point. It includes multiple learning reinforcements. It has a student-oriented organization, both within each chapter and from chapter to chapter. Its examples and exercises are grounded in the authors’ many years in real estate education. Table of Contents Principles of Real Estate Practice in Massachusetts The Real Estate Business Rights in Real Estate Interests and Estates Ownership Encumbrances and Liens Transferring and Recording Title to Real Estate Real Estate Leases Land Use Planning and Control Legal Descriptions Real Estate Contract Law Agency Listing Agreements The Brokerage Business Contracts for the Sale of Real Estate Real Estate Market Economics Appraising and Estimating Market Value Real Estate Finance Real Estate Investment Real Estate Taxation Ethics: Laws and Practices Closings Real Estate Licensing and Regulation Risk Management Property Management Massachusetts Licensing Regulation Requirements Governing Licensees Transaction-Related Issues Licensee Disclosures; Consumer Protection Massachusetts Agency Landlord-Tenant Relations Environmental Concerns & Hazards Housing Regulations Real Estate Mathematics and Formulas Glossary of Residential Style and Construction Terms Glossary of General Real Estate Terms Index

Occupational Outlook Handbook 2009

Author: U. S. Department of Labor
Publisher: Skyhorse Publishing Inc.
ISBN: 1602393206
Size: 20.83 MB
Format: PDF, ePub
View: 6431
Download
A directory for up-and-coming jobs in the near-future employment market includes recommendations for finding or advancing a career and draws on statistics from the U.S. Department of Labor, in a guide that includes coverage of more than 250 occupations. Original.

2017 Florida Real Estate Exam Prep Questions Answers Explanations

Author: Real Estate Exam Professionals Ltd.
Publisher: Real Estate Exam Professionals, Ltd.
ISBN: 1370261322
Size: 39.49 MB
Format: PDF, Docs
View: 7035
Download
You deserve the BEST real estate exam prep program there is to prepare you to pass, and it gets no better than this. The Florida Real Estate Sales Associate Exam is one of the hardest state exam to pass in the United States. We have compiled this simple exam cram book that quickly and easily prepares you to take your state licensing exam and pass it on the 1st try.

Loan Officer Training

Author: Alex Johnson
Publisher: Lulu.com
ISBN: 0615177824
Size: 22.74 MB
Format: PDF, ePub
View: 5056
Download
Thinking about a career as a residential mortgage loan officer? Our Manual provides loan officer training and mortgage broker training for individuals at every level of the mortgage industry-from basic training for those just starting out

Florida Real Estate Broker S Guide

Author: Linda L. Crawford
Publisher: Dearborn Real Estate
ISBN: 9780793176649
Size: 62.44 MB
Format: PDF, Kindle
View: 4412
Download
Based on the revised broker course syllabus, this comprehensive broker text provides the entire course in one book. Approved by the state, Florida Real Estate Broker's Guide is an informative, thorough, easy-to-navigate text that should prove useful reading for those interested in becoming a broker in Florida.